Banking rails for every counter in India

Run a bank-grade
counter. Keep the margin.

TRANSPE turns your shop into a full financial point — cash withdrawals, transfers, bills, recharges and travel on one dashboard. Commission lands in your wallet the second a transaction succeeds.

  • Free to join
  • KYC in 5 minutes
  • Same-day first transaction
  • Licensed partner banks
  • NPCI certified rails
  • PCI-DSS v4.0
  • ISO 27001:2022

Counter wallet

₹24,860

Live
  • AePS withdrawalAadhaar ••6214 · Bank of Baroda₹2,500+₹6.00
  • Virtual account creditNEFT · Settlement T+1₹48,200auto-credited
  • Mobile rechargeJio · 98•• ••4421₹299+₹8.97
  • Electricity billMSEDCL · Consumer 48812₹1,840+₹14.70
99.98% uptime · NPCI railsOpen dashboard
Payment GatewayPOS TerminalsQR Code PaymentsAadhaar Pay (AePS)Send Money (DMT)UPI CollectWallet PayVirtual AccountCredit Card BillMobile RechargeDTH RechargeBroadband / OTTElectricityWaterGas (Piped & LPG)Flight BookingHotel BookingBus BookingEducation FeesInsurance PremiumBroadband BillPayment GatewayPOS TerminalsQR Code PaymentsAadhaar Pay (AePS)Send Money (DMT)UPI CollectWallet PayVirtual AccountCredit Card BillMobile RechargeDTH RechargeBroadband / OTTElectricityWaterGas (Piped & LPG)Flight BookingHotel BookingBus BookingEducation FeesInsurance PremiumBroadband Bill

68K+

Active retail points

1,400+

Billers connected

60+

Revenue streams

₹210 Cr+

Monthly throughput

The catalogue

Sixty ways your counter earns every day

Every tile below is a live service — switch it on from your dashboard and start charging for it the same afternoon.

From signup to first rupee

Live before lunch

No franchise fee, no territory lock-in, no waiting period. This is the entire journey — timed.

  1. Minute 0

    Register with PAN + Aadhaar

    Your mobile number is your login. No paperwork to courier, no joining fee, no agent visit needed.

  2. Minute 5

    e-KYC verified, counter approved

    OTP-based Aadhaar verification plus a live selfie. Most partners clear KYC before their chai goes cold.

  3. Minute 10

    Switch on your first services

    Pick AePS, money transfer, bills or all sixty. Each service activates instantly with its commission slab shown upfront.

  4. Same afternoon

    First commission in the wallet

    Serve your first customer and watch the credit land in real time. Withdraw to your bank 24×7 via IMPS.

Plan your month

Dial in your footfall. Read your payout.

Slide each service to match your counter's real traffic. The receipt updates line by line — these are our published commission slabs, not marketing numbers.

40
0120
20
080
50
0150
20
0100
Assumes 26 working days. Travel bookings, PG and overrides from your own network come on top.

Commission receipt

TRANSPE · estimated monthly payout

  • AePS @ ₹6.00 avg× 40/day₹6,240
  • DMT @ ₹8.00 avg× 20/day₹4,160
  • BBPS @ ₹3.50 avg× 50/day₹4,550
  • POS @ 0.40%× 20/day₹2,080

Your month, roughly

₹17,030

Credited in real time, withdrawable 24×7

Four ways in

Pick your rung on the ladder

Same platform, four business models. Switch tiers anytime as your network grows.

Your shop, upgraded to a bank point

Serve walk-in customers with cash-out, transfers, bills and travel. You earn the full retailer slab on every transaction — credited live.

  • 60+ services from day one
  • Real-time wallet credits
  • Voice alerts on every payment
  • WhatsApp-first support

Published retailer slabs

  • AePS Withdrawal0.40%
  • DMT (IMPS)₹6 / txn
  • Mobile Recharge3.00%
  • DTH Recharge3.50%
  • Electricity Bill0.80%
  • LPG Booking₹4 / txn

Full slab sheet visible inside your dashboard before you activate any service. Revisions carry 7 days notice.

From the counters

Partners do the talking

“Within two weeks of going live, AePS crossings touched 80 a day. That alone earns me ₹14,000 a month — before bills and recharges even count.”
RGRamesh GuptaGupta Digital Point · Nagpur
The vault

Regulated at every layer

Money moves only on licensed rails. Here is the full paper trail — every authority, every audit, in the open.

8

independent regulatory & security frameworks, verified annually

REGLive

Authorised Partner Banks

Reserve Bank of India

All money-movement is settled through licensed sponsor banks holding a valid PA / PPI / BBPOU licence.

NPCICertified

NPCI Certified

National Payments Corporation of India

Direct certified member rails for UPI 2.0, AePS, IMPS, NACH, RuPay, BBPS, NETC FASTag and APBS.

UIDAISub-AUA

UIDAI · AUA / KUA

Unique Identification Authority of India

Aadhaar authentication performed under a licensed AUA/KUA with mandatory STQC-certified biometric devices.

DPDPCompliant

DPDP Act 2023 Ready

Ministry of Electronics & IT

Data minimisation, purpose-limited consent, principal rights & breach notification — all baked in.

PCICertified

PCI-DSS v4.0 Level 1

PCI Security Standards Council

Card data tokenised at issuer per card-on-file tokenisation (CoFT) guidelines. Quarterly ASV scans & annual on-site audit.

ISOCertified

ISO/IEC 27001:2022

International Standards Organisation

Information Security Management System audited and certified by an accredited Indian certification body.

CERTAudited

CERT-In Empanelled

Indian Computer Emergency Response Team

Annual VAPT by a CERT-In empanelled auditor. 6-hour incident reporting protocol as per CERT-In 2022 directions.

PMLAReporting

PMLA / KYC / AML

Financial Intelligence Unit – India

Full KYC, transaction-monitoring, sanctions screening and STR/CTR reporting per PMLA Rules 2005.

Authorised Bank RailsNPCI CertifiedUIDAI Sub-AUAPCI-DSS v4.0ISO 27001:2022DPDP Act 2023CERT-In AuditedMade in IndiaAuthorised Bank RailsNPCI CertifiedUIDAI Sub-AUAPCI-DSS v4.0ISO 27001:2022DPDP Act 2023CERT-In AuditedMade in India
Built for India

From metro high streets to Gram Panchayats

Wherever there is a counter and a customer, TRANSPE runs — in nine languages, across every zone of the country.

North zone7 states

Delhi · Lucknow · Kanpur · Jaipur · Ludhiana

West zone6 states

Mumbai · Pune · Ahmedabad · Surat · Aurangabad

South zone5 states

Bengaluru · Hyderabad · Vijayawada · Kochi · Coimbatore

East zone6 states

Kolkata · Patna · Ranchi · Bhubaneswar · Siliguri

North-East zone4 states

Guwahati · Shillong · Aizawl · Imphal · Itanagar

Speaks your languageEnglishHindiGujaratiMarathiTamilTeluguKannadaBengaliMalayalam
  1. 011,100+

    Digital India

    Where the nearest branch is a bus ride away, your counter becomes the bank. TRANSPE powers that last mile.

    Gram Panchayats served by a TRANSPE outlet

  2. 02₹0

    Jan Dhan · Aadhaar · Mobile

    A thumb and an Aadhaar number are enough. No card, no passbook, no smartphone required from the customer.

    Customer cost for an AePS withdrawal

  3. 0360+

    UPI · BBPS · AePS

    TRANSPE runs on the same certified NPCI rails used by the largest banks — identical speed, identical security, your margin.

    Services live on your counter today

  4. 04100%

    Self-Reliant India

    Engineered in Pune, hosted on Indian data centres, supported in 9 regional languages. Built in India, for India.

    Made in India

Membership

Priced for the counter, not the boardroom

Start free. Upgrade only when the commission you are leaving on the table costs more than the plan.

Starter

₹0forever free

Zero risk, zero fee. Explore and earn at your own pace.

  • 30+ services activated
  • Standard commission tiers
  • UPI & wallet transactions
  • Email-based support
  • Basic analytics dashboard

Retailer

Most chosen

₹499/year

Full access to AePS, top commissions. Recovers cost within 48 hours.

  • All Starter features included
  • AePS & DMT fully activated
  • Boosted commission slabs
  • Priority WhatsApp helpline
  • Exportable reports & ledger
  • Complimentary RuPay card

Distributor

₹2,499/year

Build and manage your own retail network. Override earnings on every transaction below you.

  • All Retailer features included
  • Recruit & manage your retailers
  • Override commissions per transaction
  • Assigned account manager
  • Full API access
  • White-label branded application
All plans include the same security, settlement speed and support. GST extra on paid plans · 7-day cancellation window on first activation.
Straight answers

Asked at every onboarding call

  • TRANSPE converts any retail outlet into a full-service financial point. From cash withdrawals and fund transfers to utility bills, prepaid recharges and travel bookings — over 60 services run from a single dashboard. You pocket a commission on each one.

Still deciding?

WhatsApp us on +91 9004080939 — a human replies, Mon–Sat.

Talk to the team

Web · Android · iOS

The queue outside your shop is a revenue line.

Join before 10 AM and most partners complete their first paid transaction the same day. Free to start, nothing to install at the counter.

Get it onGoogle PlayDownload on theApp StoreMobile apps launching soon — join the waitlist from your dashboard.