TRANSPE
Company

The trust is yours. The rails are ours.

TRANSPE is a fintech distribution platform from Pune. We give neighbourhood retail shops the rails of a bank branch: cash withdrawal, money transfer, bills, recharges, payments and travel — all from one counter.

If a shopkeeper can’t finish a transaction in thirty seconds, on a weak signal, in their own language — we have failed.
ASAIRM
Founders’ note · Pune, 2026
Why we exist

The bank is 15 km away.Your shop is 50 metres away.

01For 400 million Indians, the nearest branch means a bus ride, a lost half-day and a queue. The shop at the corner is open 14 hours a day and already knows every customer by name.
02TRANSPE turns that shop into the branch. Withdraw cash on a fingerprint, send money anywhere in seconds, clear a pending bill, book a bus home. The shopkeeper earns on every single transaction.
03Zero joining fee. Transparent charges on every screen. Same-day settlement straight to your bank. That is the TRANSPE promise.
Numbers that matter

Small shops. Serious volume.

Updated every quarter, audited every year.

01Active retail points
68K+
02Billers connected
1,400+
03Revenue streams
60+
04Monthly throughput
₹210 Cr+
Our journey

One year. Four turning points.

From a notebook full of shop visits to a network across 28 states.

Jan 2026

The idea

Two hundred shop visits across Maharashtra and Western India. Same answer everywhere: the nearest bank is far, the customer is right here.

Mar 2026

First 1,000 shops

AePS and money transfer go live for pilot retailers in Pune, Nashik and Kolhapur.

Jun 2026

NPCI rails live

UPI, BBPS and AePS certified directly on NPCI. Bills and recharges join the counter.

Oct 2026

72K shops

Payment gateway, POS and QR roll out. The distributor programme opens across 28 states.

What we stand for

Four rules we don't bend.

Retailer first

Every screen is designed on a real shop counter, for one person, with a queue waiting.

Every rupee visible

You see the fee and your commission before you press confirm. No PDFs, no surprises.

Fast beats fancy

Thirty seconds per transaction is the bar. If a feature slows you down, it does not ship.

Built for weak networks

Works on a 2G signal during a power cut. Offline queueing and smart retries are standard.